In an effort to provide affordable student loan refinancing and consolidation opportunities to AMS members, LendKey will provide direct access to low-cost loan options via its free platform. AMS members will also get an exclusive $500 bonus for loans obtained through this partnership.

LendKey’s average rate reduction is 2.2%. Savings could reach almost $20,000 on a $150,000 loan, as shown below, assuming a starting interest rate of 6.8% (the GradPLUS loan rate for students through 2016).

$150,000 balance for 10 years @ 6.8% = $207,145 total cost

$150,000 balance for 10 years @ 4.6% = $187,418 total cost

Total savings = $19,727


Visit LendKey to check your rates.

How it works

  1. Apply Online
    Answer a few questions to access loans from our network of community lenders.
  2. Get an Instant Decision
    Instantly see rates and terms tailored to your loan amount, location and credit profile.
  3. Customize Your Loan
    Pick a loan term, rate and monthly payment that maximizes your savings.
  4. Get Funded
    Verify your identity and upload documents to get your loan funded by a community lender.